Borrow Smarter, Not Harder
Intelligent loan guidance designed for every Indian borrower. Check eligibility in 60 seconds with no credit score impact.

What type of loan are you looking for?
The Loan Application Problem
Traditional loan platforms leave millions of Indians in the dark
Confused about eligibility?
Banks reject without explaining what went wrong or how to improve.
Fear of rejection?
Multiple loan applications hurt your credit score and reduce approval chances.
No credit history?
450M+ Indians are locked out of financial services due to lack of credit records.
Why Choose LoanSaathi?
Intelligent loan guidance powered by AI, designed for every Indian borrower
AI-Powered Eligibility
Instant loan eligibility check with transparent scoring system
Credit Path Optimizer
Get personalized roadmap to improve your loan approval chances
Smart Recommendations
AI matches you with the best loans for your unique profile
No Credit Impact
Check eligibility without affecting your credit score
Joint Application Support
See how adding a co-borrower increases your eligibility
Rejection Recovery
Turn rejection into a guided improvement journey
How It Works
From confused to confident in just 3 simple steps
Share Basic Details
Tell us about your income, employment, and loan needs. Takes just 2 minutes.
Get Instant Eligibility
Our system analyzes your profile and shows your eligibility, credit readiness score, and personalized roadmap.
Apply with Confidence
Review matched loans, simulate scenarios, and apply when you're ready with 90%+ approval confidence.
Success Stories
Real people, real results
"I had no credit history and was rejected everywhere. LoanSaathi showed me a clear path to build my score. 6 months later, I got my education loan!"
"The scenario simulator was a game-changer. I realized waiting 2 months would save me ₹45,000 in interest!"
"Finally, a platform that explains WHY I was rejected and HOW to fix it. No more guessing games!"