💰ArthAstra

Borrow Smarter
, Not Harder

Intelligent loan guidance designed for every Indian borrower. Check eligibility in 60 seconds with no credit score impact.

Privacy-First
Instant Results
100% Free
ArthAstra loan guidance
450M+
Indians Served

The Loan Application Problem

Traditional loan platforms leave millions of Indians in the dark

Confused about eligibility?

Banks reject without explaining what went wrong or how to improve.

Fear of rejection?

Multiple loan applications hurt your credit score and reduce approval chances.

No credit history?

450M+ Indians are locked out of financial services due to lack of credit records.

Why Choose LoanSaathi?

Intelligent loan guidance powered by AI, designed for every Indian borrower

AI-Powered Eligibility

Instant loan eligibility check with transparent scoring system

Credit Path Optimizer

Get personalized roadmap to improve your loan approval chances

Smart Recommendations

AI matches you with the best loans for your unique profile

No Credit Impact

Check eligibility without affecting your credit score

Joint Application Support

See how adding a co-borrower increases your eligibility

Rejection Recovery

Turn rejection into a guided improvement journey

How It Works

From confused to confident in just 3 simple steps

01

Share Basic Details

Tell us about your income, employment, and loan needs. Takes just 2 minutes.

02

Get Instant Eligibility

Our system analyzes your profile and shows your eligibility, credit readiness score, and personalized roadmap.

03

Apply with Confidence

Review matched loans, simulate scenarios, and apply when you're ready with 90%+ approval confidence.

450M+
Indians Served
₹500Cr+
Loans Enabled
4.8★
User Rating
92%
Success Rate

Success Stories

Real people, real results

"I had no credit history and was rejected everywhere. LoanSaathi showed me a clear path to build my score. 6 months later, I got my education loan!"

Priya S.
Mumbai

"The scenario simulator was a game-changer. I realized waiting 2 months would save me ₹45,000 in interest!"

Rajesh K.
Bangalore

"Finally, a platform that explains WHY I was rejected and HOW to fix it. No more guessing games!"

Anjali M.
Delhi

Start Your Loan Journey Today

Join millions of Indians making smarter borrowing decisions with AI-powered guidance

✓ No credit card required • ✓ 100% free forever • ✓ No hidden charges